The economic challenges of the past few years have forced a growing number of companies – including many of our small business clients – to do more with less. While this may be good for productivity and the bottom line, it can have an …
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Tuesday, August 2nd, 2011 Tags: disability insurance, employee benefits, Mid-State Insurance, voluntary benefits
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Every summer, I get a lot of questions about insurance coverage for ATVs, jet skis, golf carts, dirt bikes, and other recreational vehicles. One of the most common questions is whether these ‘toys’ are covered under the typical homeowner policy.
Sometimes I answer by describing …
Thursday, July 21st, 2011 Tags: ATV insurance, MA ATV insurance, recreational vehicle insurance
Category: Jim's Blog 1 Comment
I know. It sounds like a cliche. But behind that play on words is a money-saving truth. If you currently have your homeowner insurance with one insurance company and your auto insurance with another, you could …
Wednesday, July 13th, 2011 Tags: auto insurance, home insurance, insurance discounts
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Lately I’ve found myself using the term ‘maze’ in talking about the complexities of the health care system. That started me thinking about what a cornfield maze looks like from a couple of perspectives. Viewed from an airplane, it can be thing of beauty. …
Monday, July 11th, 2011 Tags: business insurance, health care, health insurance, health insurance broker
Category: Paul's Blog 1 Comment
In the aftermath of the early June tornadoes that left a path of destruction from Springfield to Sturbridge, our first thought was for the people whose lives were forever changed by the event.
Even as we reached out to Mid-State customers who were affected by …
Tuesday, June 28th, 2011 Tags: business insurance, business interruption insurance, disaster planning
Category: Jim's Blog 1 Comment
It’s a rite of passage. Your son or daughter is approaching 16 and finds it hard to think about anything except getting a license. You imagine the day when you hand over the keys. You check out driver ed programs and the rules for …
Wednesday, June 1st, 2011 Tags: advanced driver training, auto insurance, MA auto insurance, teen drivers
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Do you need disability insurance? Before you answer too quickly, consider these statistics. One third of all Americans between the ages of 35 and 65 will become disabled for more than 90 days, according to the American Council of Life Insurers. And one out …
Monday, May 23rd, 2011 Tags: DI, disability insurance
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In my last blog, I talked about the importance of having a business crisis plan. Today, I’d like to share some thoughts on the importance of preparing ourselves and our families for emergencies that range from natural disasters such as floods, hurricanes, tornadoes, and …
Wednesday, April 27th, 2011 Tags: disaster plan
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If you want one good reason why you should have a crisis plan for your business, think about the images of the Lowe’s Home Improvement store in Sanford, North Carolina after a tornado ripped through it on Saturday, April 16. More than 100 customers …
Friday, April 22nd, 2011 Tags: business crisis plan, business insurance, disaster planning
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Two months ago, people might have thought that was a silly question. But since the disaster in Japan, more and more people are taking the question seriously. And they’re following up with another question: “What can we do to prepare?”
One of the most important …
Tuesday, April 12th, 2011 Tags: earthquake insurance
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