Important Reminder – Creditable Coverage Notice Required by 10/15/2018

The Medicare Modernization Act (MMA) states that all employers whose health policies include prescription drug coverage, must notify all covered employees and dependents who are eligible for Medicare whether their current prescription drug coverage is creditable.  There are two steps that employers must take:

Prior to October 15th each year – the employer must provide written notice to Medicare eligible employees covered under its prescription drug plan.  Click here for a copy of the Model Disclosure Notice.  

 Within 60 days of the beginning of the plan year – Employers are required to complete the online Disclosure to CMS Form.  The form can be fount at