Life
Individual Life Insurance
Whether you are just starting out or planning to retire, there is a life insurance solution for you and your loved ones. Just want coverage while you are paying off your mortgage? Maybe term life is right for you. Do you want to provide income for your family when you’re gone but would like to have access to emergency funds just in case? Maybe whole or universal life is a better fit for you.
Generally life insurance is purchased for one or more of the following reasons:
o During your lifetime
- Emergency funds
- Retirement planning
- Key employee business insurance
o After your death
- Funeral expenses
- Family income
- Mortgage or other loan payments
- College education for your children
- Estate planning
- Gifts to spouse, children or other heirs
- Charitable gifts
- Business owner expense
Loans
Bonds
Buy-sell agreements
