Personal Articles Floater Insurance

Yes, I want an insurance checkup!

Jewelry, computers, garden tractors…  You probably have more valuables than you think.  And you may not realize that your homeowners insurance policy does not always cover their full value.    A personal articles floater can provide coverage up to the appraised value of an item, and there is no deductible.  You may have some items – such as those listed below – whose value exceeds your homeowner policy limits.  Mid-State Insurance Agency’s licensed agents in Worcester and Taunton, Massachusetts can help find the solution that is right for you.

MORE INFORMATION

A personal articles floater can provide coverage up to the appraised value of an item, and there is no deductible. You may have some items – such as those listed below – whose value exceeds your homeowner policy limits.

  • Jewelry and engagement rings
  • Antiques
  • Fine art
  • Stamp and coin collections
  • Golf equipment
  • Camera equipment
  • Guns
  • Musical equipment
  • Furs
  • Garden tractors
  • Sports equipment

Other items such as computer equipment can be added as endorsements to your homeowners policy.